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Protect Yourself From Credit Card Criminals
By Nick Makaryk

  Now a days the criminal element is always out there looking for someone, to try steal one's identity. These very criminals want credit card information so they can run up the charges then leave you holding the bags with nothing to show for it. Even though some are local, most credit card criminals are in far away lands. Worse than that, they like to hide or go by other names so it's virtually impossible to track them down.


The most common way for criminals to get credit card information is through phishing, which involves a fake email that appears to be sent from your credit card company. Normally, this fake email states that there was an error with your account, or that it was accessed by unauthorized personnel and needs your attention.

Spotting fake emails isn't hard to do - as long as you know what to look for. The most obvious hint for most, is the fact that they don't even have a credit card from the company that has sent the email. For others, the link is what gives the
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Choosing the Best Consumer Credit Card
By Nick Makaryk

  Aren't all credit cards the same? The truth is that they are not. To make the assertion that they are is akin to saying that a rock and a bullet are the same thing. Consumer credit cards vary quite a bit from one to another and their differing terms and conditions can either save or cost you a lot of money.


There is a lot of competition among banks and other lenders for your business as a card holder - so you'll see many different terms and conditions out there. Be a smart comparison shopper and be sure to always read the fine print; when it comes to credit cards, it can save you a lot of money.

Obviously, you'll want the best deal for your money. What you should seek out is a credit card which offers a low APR. APR stands for Annual Percentage Rate and is the amount that you will pay to use the card - think of it as rent paid for the money you are borrowing from the credit card company.

The important thing to do
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