By Irish Taylor
Have you just moved to Canada? Are you studying in Canada? If youre a new immigrant in Canada, have you considered opening a credit card account? Reports show that the average Canadian owns at least one to three credit cards.
Although acquiring multiple credit cards is not bad, it isnt recommended for everyone. Before applying for more than one credit card, carefully consider your lifestyle, spending habits and your purpose for getting a credit card.
Why Get a Credit Card?
Using credit cards is certainly a more convenient way to shop. Shopping with credit cards is simpler and safer than paying with cash. In case your card gets lost or stolen, you can easily call your credit card issuer to have your account blocked and prevent unauthorized use of your card.
Now that internet shops have become popular and more people prefer to shop online, having a credit card is certainly an advantage. Credit cards also come in handy when making reservations such as on purchasing airline tickets, getting hotel accommodations or renting |
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